The following are the Conditions of Use upon which we provide access to these web sites. By accessing these web sites, you agree to be bound by these Conditions of Use. If you do not accept these conditions, please exit this web site now.

The information contained in these web sites is provided for general information purposes only and does not constitute professional advice. Before taking any action on a specific business or legal problem, you should obtain professional advice.

Charles Taylor plc, its subsidiaries and associates disclaim any responsibility for any errors or omissions contained in any information within these web sites, or any other web site linked to this web site, and for any loss damage or liability howsoever caused arising from the use of such information by any party whatsoever.

Neither an audit nor a review provides assurance on the maintenance and integrity of the website, including controls used to achieve this, and in particular whether any changes may have occurred to the financial information since first published. These matters are the responsibility of the directors but no control procedures can provide absolute assurance in this area.

Legislation in the United Kingdom governing the preparation and dissemination of financial information differs from legislation in other jurisdictions.

You can visit our web sites without revealing who you are or providing any personal information about yourself. If you do submit any personal information, by doing so you give your consent to such data being processed by us for the purposes set out in this policy.

The Charles Taylor group of companies complies with the United Kingdom Data Protection Act 1998. To view that Act, click here: http://www.legislation.gov.uk/ukpga/1998/29/contents. The Information Commissioner’s Office (ICO) is the independent authority (Regulator) set up to uphold information rights in the public interest, to promote openness by public bodies and data privacy for individuals. To go to the ICO’s website through which the Act may also be viewed and searches made of the Public Register of data controllers required under the Act so far as that register pertains to the Charles Taylor group of companies (search under the name of the relevant entity) click here: http://www.ico.gov.uk

We take care to protect the privacy of our clients and investors and will do the same for users of these web sites. This policy explains how we process information about web site visitors.

We may use cookies to make your experience of our website better.

The cookies placed on your device as a result of your accessing this website collect information about how visitors use the site, for instance which pages visitors go to most often, and whether they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregate and therefore anonymous. It is only used to improve how a website works. By using our website, you agree that we can place these types of cookies on your device.

If you log in on this website, the cookies placed on your machine as a result of the log-in are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies, services you have asked for, like the secure and private exchange of information, cannot be provided.

You have the facility to submit a limited amount of personal contact data about yourself in the course of accessing our site. We may use the information you submit in order to process your enquiry or request; to comply with any relevant law, regulation, audit or court order; to help improve our web site or the products or services we offer; or to understand better our clients’ and investors’ needs.

Occasionally we may share your contact details with other companies within Charles Taylor plc group of companies and foreign correspondents within and outside the European Economic Area ("EEA"). Apart from that and except as stated in the section headed Trans-Border Data Transfers, we do not disclose your personal data to third parties.

Upon receipt of your written request, we will disclose to you your personal data held by us, we shall correct or delete inaccurate details, and notify any third party recipients of the necessary changes. We regularly delete data, which is no longer required. Website related requests should be made by e-mail to compliance@ctplc.com.

In order to provide you with the full benefit of our international connections, we may transfer your personal details to one of our offices or correspondents outside the EEA. Such data transfers will be for the same limited purposes as mentioned above and will be limited to the personal contact data you have submitted. In the case of offices of the Charles Taylor group, transfers will be made under similar security conditions to those applicable to the processing of your personal data by Charles Taylor plc within the EEA. In the case of transfers to correspondents outside the EEA, you should note that it is not practicable to ensure that equivalent security conditions apply and you should not submit personal contact data if this is a concern to you.

These web site Conditions of Use and the privacy and data policy above contain the entire agreement between us in connection with these web sites and as such shall be governed by and construed in accordance with the laws of England & Wales. You agree to submit any dispute arising out of your use of these web sites or associated services to the exclusive jurisdiction of the courts of England & Wales in London.

We reserve the right to amend these Conditions of Use, privacy and data policy at any time. If we do amend these Conditions of Use or privacy and data policy, your further use of these web sites constitutes your acceptance of the amended Conditions of Use and privacy and data policy.

This site and all content is copyright © 2012 Charles Taylor plc. All rights reserved.